1 : Alves, I. , (2006). Sectoral Fragility: Factors and Dynamics. BIS Papers No. 22, Bank of International Settlements

2 : Asberg, P., & Shahnazarian, H. (2008). Macroeconomic impact on expected default frequency. Sveriges Riksbank Working Paper Series, no 219.

3 : Aspachs, O., Goodhart, C., Tsomocos, D.P., & Zicchino, L. (2006). Towards a Measure of Financial Fragility. Working Papers, Oxford University .

4 : Berk, J., Stanton, R., & Zechner, J. (2007). Human Capital, Bankruptcy and Capital Structure. NBER Working Papers 13014, National Bureau of Economic Research, Inc.

5 : Castrén, O. (2007). How do Global Macro-Financial Shocks Affect Sector Expected Default Frequencies in the Euro Area?. Forthcoming in Journal of Financial Stability.

6 : Chan-Lau, J.A. (2006). Fundamentals-Based Estimation of Default Probabilities: A Survey. Working paper No. 149, IMF.

7 : Davydenko, S. (2005). When do firms default? A study on the default boundary. London Business School Press.

8 : Hochrainer, S. (2006). Financial natural disaster risk management for developing countries. International Institute for Applied Systems Analysis Press.

9 : Jacobson, T., Lindé, J., & Roszbach, K.. (2005). Exploring Interactions Between Real Activity and the Financial Stance. Journal of Financial Stability No. 1, pp. 308-341.

10 : Köke, F., & Jens Salem, T. (2006). Corporate finance and restructuring : evidence from Central and Eastern Europe .

11 : Lindé, J. (2002). Monetary Policy Shocks and Business Cycle Fluctuations in a Small Open Economy: Sweden 1986-2002. manuscript, Sveriges Riksbank

12 : McNeil, A.J., Frey, R., & Embrechts, P. (2005). Quantitative Risk Management: Concepts, Techniques and Tools. Princeton University Press

13 : Nivorozhkin, E. (2002). The dynamics of capital structure in transition economies. Working Paper No.2, Bank of Finland

14 : Pesaran, H. T., Shuerman, B., & Weiner, S. (2006). Macroeconomic Dynamics and Credit Risk: A Global Perspective. Vol. 38, No. 5, pp. 1211-1261

15 : Shahnazarian, H, & Asberg-Sommer, P. (2007). Macroeconomic Impact on Expected Default Frequency. Mimeo, Sveriges Riksbank

16 : Triandafil, C.M., & Brezeanu, P. (2008). Macroeconomic volatility under the impact of currency exchange fluctuations. Analytical approach on CEE countries. Published in the volume ,,Institutions and Economic Performance".

17 : Virolainen, K. (2004). Macro Stress testing with a Macroeconomic Credit Risk Model for Finland . Discussion paper 18, Bank of Finland